Referral Competition Terms and Conditions

The Referral Competition will continue until such time as the Benjamin Cash Back App includes features offered by Benjamin that are typically offered by a traditional bank, including but not limited such as a Benjamin checking account (collectively, "Banking Features"). It is currently unknown when the Benjamin Cash Back App will offer Banking Features. Participation in the Referral Competition does not guarantee that the Benjamin Cash Back App will offer Banking Features at any particular time.


To participate in the Referral Competition, sign up for early access/waitlist and verify your email. Between the 27th of March and the announced closing date of the competition, refer consumers or businesses to join Benjamin using your unique referral link. The competition will close when the Benjamin Cash Back App is ready to offer Banking Features and users are able to create checking accounts, or on a specific date that will be announced at least 7 days in advance. Once a person or business you have invited to the early access/waitlist has verified their email and completed registration through your referral link, you will earn one successful referral. You can check the number of people who have joined the early access/waitlist with your referral link by checking your email or by visiting the benjaminone.com website. There is no limit to the number of referrals you can make during the competition period. The more referrals you make, the higher you will climb on the waitlist.


Benjamin reserves the right to verify the validity of referrals and to remove any participant from the competition if we determine that the participant has engaged in fraudulent or inappropriate activity. Benjamin's decisions regarding the validity of referrals and the removal of participants are final and binding.


1. Benjamin Capital Partners, Inc will put up a $50,000 initial cash reward for the prize pool.

2. Two winners will be selected based on a random draw overseen by Benjamin Capital Partners, Inc representative. 

3. Those two randomly selected winners will each win a 5% prize of the total prize pool.

4. The top referrers will earn a percentage amount of the total prize pool as written below:

  1. 1st Most referrals - 30.00% of the total prize pool
  2. 2nd most referrals - 20.00% 
  3. 3rd most referrals  - 15.00%
  4. 4th most referrals  - 7.50%
  5. 5th most referrals  - 3.50%
  6. 6th most referrals - 2.75%
  7. 7th most referrals - 2.25%
  8. 8th most referrals - 2.00%
  9. 9th most referrals - 1.75%
  10. 10th most referrals - 1.50%
  11. 11th most referrals - 1.25%
  12. 12th most referrals - 1.00%
  13. 13th most referrals - 0.75%
  14. 14th most referrals -  0.50%
  15. 15th most referrals - 0.25%

5. The winner will be notified via email or call after the campaign.

6. All the cash prizes will be paid into the Benjamin Banking App checking accounts. Winners have to complete the signup process for Benjamin App, pass a KYC and create a free checking account before they are eligible to claim the prize. The payment schedule will be informed later to the winners.

7. No late entries will be accepted.


  1. The promoter of this competition is Benjamin Capital Partners, Inc (EIN. 87-4273946 ) (“Benjamin”). The competition is in no way sponsored, endorsed or administered by, or associated with the social media platforms utilized to promote the competition.
  2. By entering this competition, the entrant accepts the full terms, conditions, and rules of this competition and agrees to abide by these rules. As this competition is entered through Twitter, Tiktok, Facebook, Instagram, or any other social media platform, the entrant agrees that the applicable social media rules will also apply to their entry.
  3. The following persons are not eligible to receive the prize: a director, member, partner, employee, agent, or consultant to Benjamin Capital Partners, Inc, or any marketing service provider in respect of the promotional competition or any other person who directly or indirectly controls or is controlled by us or suppliers of goods or services in connection with this competition, or the spouse, life partner, parent, child, brother, sister, business partner or associate of such a person.
  4. Once the winners have been contacted, their details may be published on Benjamin Capital Partners, Inc's Twitter, Facebook, LinkedIn, and Instagram pages.
  5. All entrants agree that their name/s and/or photograph/s may be used in any promotional and/or advertising for the purposes of marketing, for which permission may be revoked at any time.
  6. Winners must be at least 18 years old and reside in the US or its territories to be eligible.
  7. Benjamin Capital Partners, Inc may require the winner to provide such additional information that may be reasonably required in order to process and facilitate their acceptance and/or use of a prize.
  8. If the winner fails to comply with any of these rules or the terms of acceptance of the prize, this will be construed as a rejection of the prize and then, without prejudice to any other remedy which Benjamin Capital Partners, Inc may have, the winner will be automatically disqualified and will forfeit the prize.
  9. Benjamin Capital Partners, Inc reserves the right to vary, postpone, suspend, or cancel the competition and any prizes (which have not yet been subject to a draw), or any aspect thereof, without notice at any time, for any reason which it reasonably deems necessary.
  10. By entering into the competition you may stand a chance to win a prize and there are no guarantees
  11. Benjamin Capital Partners, Inc will not be liable for any technical problems or any lost, delayed, or incorrectly received entries.
  12. Any violation or attempt to violate any of the above rules will result in the immediate disqualification of the transgressor.
  13. Benjamin Capital Partners, Inc disclaims liability however arising and the entrants hereby indemnify Benjamin Capital Partners, Inc and hold Benjamin Capital Partners, Inc and/or its subsidiaries (including directors, employees, members, independent contractors, agents, consultants, sub-contractors, and other representatives) harmless from any and all loss/damages that may be sustained directly/indirectly arising out of/pursuant to this competition or resulting from the acceptance of and/or possession of and/or use of the prize on offer, including but not limited to loss/damages arising out of/pursuant to personal injury, death, property damage and claims based on publicity rights, defamation and/or privacy rights.
  14. In the event of a dispute, the decision of the competition judges is final and binding and no correspondence will be entered into.
  15. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the United States of America.


Individuals who join the Benjamin Early Access/Waitlist are eligible to receive a $15 sign-up bonus upon completing the following steps: (1) registering for the Early Access/Waitlist, (2) downloading the Benjamin Cash Back App to a mobile device when it is released, (3) completing the registration process for the Benjamin Cash Back App using the same email address as was used to register for the Early Access/Waitlist. The sign-up bonus may be withdrawn once the total amount of cash back earned, including the sign-up bonus, is greater than $25. 

The sign-up bonus is only available to new Benjamin accounts and may be earned once per person. Please note that sign-up bonus and Benjamin Cash Back App are only available for US residents.

Participants in the Early Access/Waitlist are also subject to the general terms and conditions of Benjamin, which can be found on the benjaminone.com, joinbenjamin.com, benjamincashback.com,  website.

Waitlist referrals do not entitle the referring individual to referral commissions. Participation in the Benjamin Early Access/Waitlist does not obligate you or your business to any future obligations with Benjamin.

By participating in the Benjamin Early Access/Waitlist and accepting the sign-up bonus, you acknowledge that you have read and understand these terms and conditions and agree to be bound by them. Benjamin reserves the right to modify the terms of the sign-up bonus or to disqualify any participant from the Early Access/Waitlist if we determine that the participant has engaged in fraudulent or inappropriate activity. Benjamin will not be liable for any errors or omissions in the administration of the Early Access/Waitlist or the distribution of the sign-up bonus. In the event of any discrepancy or inconsistency between these terms and conditions and any marketing or other materials related to the Early Access/Waitlist, these terms and conditions will prevail.

This Terms of Use was last updated on December 21th, 2022.

White transparent Benjaminone icon logo with Benjamin texts