By using Benjamin Capital Partners, Inc. (BENJAMIN) websites and mobile applications (websites and mobile applications), you agree to these terms and conditions. Please do not use the websites, mobile applications or join to the waitlist if you do not agree with these terms and conditions. We may change these terms and conditions and the changes will be posted on this website.
Benjamin Capital Partners, Inc is a financial technology company and not a bank. Banking services provided by sponsor bank.; Member FDIC. The Benjamin Capital Partners Inc VISA® Debit Card is issued by sponsor bank pursuant to a license from VISA U.S.A. Inc. and may be used everywhere VISA Debit Cards are accepted.
We may from time to time modify, amend or vary these Terms (collectively, “Modifications”). Please check these Terms regularly to ensure you are aware of any Modifications made by us. If you continue to use the App and Services after such Modifications are posted, you are deemed to have accepted such Modifications. If you do not agree to such Modifications, you should discontinue use and uninstall the App and cease using the Services.
You understand and agree that we may change or discontinue the App or Services, or change or remove functionality of the App or Services any time at our sole discretion. Further, you acknowledge and agree that we shall determine the means, manner, and method for performing the Services. YOU AGREE THAT WE CAN SEND UPDATES TO THE APP DIRECTLY TO YOUR MOBILE DEVICE.
You may not post objectionable or offensive content to the website or mobile applications, misuse of any information posted to a site, misuse passwords, or use legally protected systems and third-party content without proper authorization.
BENJAMIN may disclose and transfer any information that you provide through this website or mobile applications to: (i) [partner bank], and any of our authorized agents or service providers; (ii) any person or entity with your consent; or (iii) if we have a duty or are permitted or compelled by law to disclose such information. You consent the transmission, transfer or processing of the information you provide on the website and mobile applications to any country. We may monitor, track and record your interactions, patterns, access devices, Internet Protocol addresses, or characteristics when you use this website and the mobile applications and, by your use of this website and the mobile applications, you expressly consent to such monitoring, tracking and recording.
Disruption of Service.
Access to the website or the mobile applications may be unavailable, delayed, limited or slowed due to, among other things:
Hardware failure, including failures of computers, servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment
Software failure, including bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content
Overload of system capacities
Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of god, accident, fire, water damage, explosion, mechanical breakdown or natural disasters, interruption of power supplies or other utility of service, strike or other stoppage of labor, governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention
Any other cause beyond the control of BENJAMIN.
Links to other Sites.
BENJAMIN provides links to non-BENJAMIN websites for information on topics that may be useful to the you. BENJAMIN does not control the content of non-BENJAMIN websites. If you link to a website not controlled by BENJAMIN, BENJAMIN makes no warranties, either express or implied, concerning the content of the site, including the accuracy, completeness, reliability or suitability for any particular purpose. Furthermore, BENJAMIN does not warrant that the non-BENJAMIN site is free from viruses or other contamination. You should not infer that links to non-BENJAMIN sites imply any endorsement of or responsibility for the opinions, ideas, products, representations, information or services provided at these sites.
Access to Accounts that are Not Yours.
If you use BENJAMIN’s website, mobile applications, or systems to access data related to any account(s) of which you are not the owner or authorized user as reflected in BENJAMIN’s records and systems, you will indemnify, defend, and hold harmless BENJAMIN, and all of its officers, directors, employees, agents, successors, and assigns from any and all losses, liabilities, damages, and all related costs and expenses, arising from, relating to, or resulting (directly or indirectly) from such unauthorized access, including the cost and expenses of investigation and analysis, correction or restoration of any destroyed, lost or altered data, losses associated with a data breach of the system(s) of any person or entity with whom you provided or shared BENJAMIN customer account data, notification to affected customers, offering and providing of credit monitoring, customers service, or other remediation services, and any related costs. Any exercise of BENJAMIN’s rights to indemnification shall be without prejudice to other rights and remedies in law or equity. You agree to this indemnity by accessing account data through BENJAMIN’s website or systems, notwithstanding the terms of any agreement you have with a customer or an account owner stating otherwise.
Website and Mobile Application Content and Materials.
The information on the website and mobile applications are for information purposes only and BENJAMIN does not warrant its completeness, timeliness or accuracy. BENJAMIN may, without advance notice, change the terms and conditions of access to and use of information and materials on the website and the mobile applications. The products and services promoted in this website and the mobile applications, including any associated fees, charges, interest rates, and balance requirements, may differ depending upon the geographic locations. Not all products and services are offered in all states. Certain portions or pages of the website and mobile applications are subject to additional disclosures and disclaimers. By using this website and mobile applications, you will not engage in any activity related to the website and mobile applications that is contrary to applicable law, regulation or the terms of any agreements you may have with BENJAMIN. You agree to limit access to your password or other identifying information to authorized individuals. BENJAMIN may discontinue or make changes in the information, products or services described herein at any time without prior notice to you. Any dated information is published as of its date only. BENJAMIN may terminate any website or mobile application offerings or transmissions without prior notice to you.
You agree not to attempt to log on to the website or any mobile application from any country sanctioned by the Office of Foreign Assets Control (OFAC) of the U.S. Department of the Treasury (Treasury). See, Countries Under OFAC Sanctions from the Treasury website. We may block, restrict, or terminate your access to the website or the mobile applications if you attempt to log on to the website or mobile application from an OFAC sanctioned country.
he works of authorship contained in the BENJAMIN website and mobile applications, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by BENJAMIN. Except as otherwise expressly stated herein, you may not copy, transmit, display, perform, distribute, license, alter, frame, store for subsequent use, or otherwise use in any manner such works of authorship without BENJAMIN's prior written consent, except to the extent permitted by the copyright act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of BENJAMIN's proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded
BENJAMIN and the stylized BENJAMIN logo are the marketing names for the retail financial services activities of BENJAMIN in the United States. Other featured words or symbols, used to identify the source of goods and services, maybe the trademarks of their respective owners.
Disclaimer of Warranties
We provide the Services and Content on an ‘as is’ and ‘as available’ basis without any promises or representations, express or implied. In particular, Benjamin does not warrant or make any representation regarding the validity, accuracy, reliability or availability of the App or its content. To the fullest extent permitted by applicable law, Benjamin hereby excludes all warranties, whether express or implied, including any warranties of merchantability, fitness for a particular use, or that the App or Services are of satisfactory quality, non-infringing, is free of defects, or is able to operate on an uninterrupted basis, or that the use of the App or Services by you is in compliance with laws or that any information that you transmit in connection with the App or Services will be successfully, accurately or securely transmitted.
LIMITATION OF LIABILITY.
THE WEBSITE AND MOBILE APPLICATIONS (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND MOBILE APPLICATIONS) ARE PROVIDED "AS IS" AND "AS AVAILABLE". BENJAMIN AND THIRD-PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE OR MOBILE APPLICATIONS AND DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE AND MOBILE APPLICATIONS, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, BENJAMIN WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE OR THE MOBILE APPLICATIONS, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND THE MOBILE APPLICATIONS AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM. BENJAMIN WILL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND BENJAMIN'S CONTROL. BENJAMIN AND THIRD-PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND MOBILE APPLICATIONS AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.
BENJAMIN WILL NOT BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THIS WEBSITE AND THE MOBILE APPLICATIONS OR ANY PORTION THEREOF, REGARDLESS OF WHETHER BENJAMIN HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
The Referral Competition will run until the Benjamin App with banking features is launched.
HOW TO ENTER:
SELECTION PROCESS AND PRIZES:
1. After 10,000 sign-ups Benjamin Capital Partners, Inc will add a $1 fixed extra prize per person who completes the sign-up for early access/waitlist and a fixed extra prize of $10 for every business with a verified EIN that registers to the early access/waitlist.
2. Benjamin Capital Partners, Inc will put up a $50,000 initial cash reward for the prize pool. The Grand prize will increase by $1 per new qualified user sign up and $30 per qualified business sign up.
3. Prize Pool will not increase if the total number of persons on the waitlist doesn't exceed 10,000. If there are under 10,000 users on the waitlist on the final day of the campaign the total prize pool will be $50,000.
4. When the amount of people on the waitlist exceeds 10,000 the fixed extra prizes will be added to the total prize pool.
5. Two winners will be selected based on a random draw overseen by Benjamin Capital Partners, Inc representative.
6.Those two randomly selected winners will each win a 5% prize of the total prize pool.
7. The top referrers will earn a percentage amount of the total prize pool as written below:
8. The winner will be notified via email or call after the campaign.
9. All the cash prizes will be paid into the Benjamin App checking accounts. Winners have to complete the signup process for Benjamin App, pass a KYC and create a free checking account before they are eligible to claim the prize. The payment schedule will be informed later to the winners.
10. No late entries will be accepted.
GENERAL TERMS AND CONDITIONS:
SIGN-UP BONUS FOR THE PEOPLE ON THE WAITLIST:
People who joined the waitlist have early access to Benjamin App and have access for a $15 sign-up bonus. To be eligible for a $15 sign-up bonus you have to complete the following steps:
When Benjamin App is released
The sign-up bonus can be earned once per new account.
Waitlist referrals don't give you rights to referral commissions.
Signing-up to the waitlist or early access list does not obligate you or your business to anything in the future.
Benjamin Capital Partners Inc.